Bus crash in Victoria, Australia injures twenty, some critical

Thursday, July 24, 2008

A bus crash in Victoria, Australia has injured at least 20 people, two of whom are listed as critical. One victim is reported to be still trapped in the wreckage.

The accident occurred between a bus and a semi-trailer on the Princes Highway in the Traralgon area around 10:50am AEST. The La Trobe Valley Busliner bus was traveling east when it collided with the back of a heavy haulage truck.

Those critically injured are being airlifted to a hospital in Melbourne. Others are being transported by Ambulance to La Trobe Valley Hospital in Traralgon.

SES crews are on scene, along with St. John Ambulance and fire crews.

The eastbound lanes of the highway have been blocked by police and traffic is being diverted.

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20 February

An account of the Esperanza Fire from an animal rescuer

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.

Saturday, December 2, 2006

As families fled their homes in the early morning hours on Thursday October 26, there was no warning. The Esperanza Fire southeast of Los Angeles and West of Palm Springs, California, had ballooned under the influence of Santa Ana winds to more than 19,000 acres as of the morning of October 27. No time to get the animals, no time for crates or even a leash. Sadly, owners left behind not only their horses, lamas, donkeys, chickens, rabbits, but also their dogs and cats.

Many of the families who did manage to evacuate their pets found themselves in the parking lot at the Fellowship in the Pass Church Red Cross Shelter where a MuttShack Animal Rescue team caught up with them.

Pam Anderson, Director of the emergency Red Cross shelter said that many people with animals had come and left.

The air was thick with smoke, and ash was raining down on the parking lot where dog owners, not able to take their dogs into the shelter were camping out in pup tents and in their cars.

Those who could afford it checked themselves into pet friendly hotels in nearby towns.

Some were prepared. Jane Garner, a small dog breeder was able to get all her animals out, and had set up her puppy runs alongside her RV in the parking lot. Others were not doing too well, having left home without as much as a leash.

The same scenario played out at the Red Cross shelter at Hemet High School. Animals were being boarded in vans, trailers and cars and small travel crates.

When MuttShack Animal Rescue arrived, a small fracas had sent several dogs off in different directions, running out of the school parking lot down busy streets necessitating an instant rescue response.

The Incident Command for the Esperanza Animals, Ramona Humane Society in San Jacinto welcomed MuttShack‘s offer to help at the shelters.

Ramona Humane Society had recently published a notice in their Newsletter about the newly passed “PETS Act” and warned owners not wait until a major disaster such as an earthquake or fire to prepare. “Be proactive to ensure that your pet will be taken care of.”

MuttShack and PetSmart Charities set up ad hoc facilities for the animals at both shelters.

The Red Cross shelter, run by Madison Burtchaell of the Orange County Red Cross was very accommodating about allowing a small emergency pet shelter adjacent to the School.

Barbara A. Fought of PetSmart Charities, an organization that works with animal welfare organizations and provide assistance in disasters, provided crates and emergency supplies.

MuttShack and Red Cross volunteers, Martin St. John, Tom Hamilton, and Steve Meissner helped assemble the crates to secure a safe environment for evacuated pets.

It was a great relief for evacuees who had camped out in the parking lot to finally leave their vehicles and relax at the shelter, setting up their cots to grab some sorely needed rest.

Firefighters and residents reported loss of wildlife and animals. The Esperanza fire burned 34 homes, consumed 40,000 acres and cost five Firefighters their lives before it was contained four days later on October 30. Firefighting operations cost nearly $10 million.

MuttShack Animal Rescue is a 501(c) 3 non-profit organization active in disasters and dedicated to the rescue, rehabilitation and care of lost or discarded dogs, cats and other animals.

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20 February

New U.S. immigration bill proposes time-limit and employer scrutiny

Wednesday, July 20, 2005

United States Senate Majority Leader Bill Frist said it is unlikely that a new bill to reform immigration legislation will receive action by the legislative body this year. The bill, introduced yesterday by Jon Kyl (R,AZ) and John Cornyn (R,TX), would require immigrant workers to apply from their native countries for a visa to remain in the states.

The number of illegal immigrants in the U.S. is estimated to be in the range of 10 to 12 million.

The bill is in contrast to a different measure by Ted Kennedy (D-MA) and John McCain (R-AZ) submitted two months ago. That bill would create a visa category where temporary workers are not tied to any job in particular and would allow them to apply for permanent residence regardless of employment. The bill has republican co-sponsorship from Jim Kolbe and Jeff Flake, both from Arizona where the porous US-Mexican border is an issue.

The Kennedy-McCain bill allows illegal aliens already in the U.S. to petition the government to remain. A position that Kyl in effect calls the equivalent of granting “amnesty”. Kennedy answered that criticism by saying, “The mass deportation of illegal immigrant persons as contemplated by the Cornyn-Kyl bill is not a realistic solution, and won’t solve the security and economic problems we face.”

The Kyl-Cornyn bill proposal is an attempt to tie immigrant status to U.S. employment. The legislation would create a guest worker program that would match immigrant workers with jobs mostly not wanted by American citizens. An immigrant worker would be given five years to come into compliance with an employment order. It calls for 10,000 federal agents, at a cost in the range of 2 to 5 billion, to audit employers who hire undocumented workers. Companies that break a proposed new law to monitor undocumented immigrants would be subject to penalties.

The bill drew criticism from immigration groups which include two leading Hispanic organizations because of the “mandatory departure” requirement. Immigrants who wait five years before leaving the U.S. would pay annual fines totaling $5,000 each year. Or, after making a return trip to their native country, they can again apply from there for a temporary job in the U.S. They would work for two years in the U.S., return home for a year, and then reapply for two more two-year work cycle. The maximum would be six years in the United States. In their home country, they could also apply for U.S. immigrant programs, including the “green card” that grants permanent residency.

Kyl said he believes businesses will not object because his plan would make verifying legal workers easier by reducing the documentation required. The basics of the plan include:

  • Requires immigrants to be registered, fingerprinted and checked against criminal and terrorist watch lists.
  • Allow immigrants two years under the a temporary-worker visa, after which they would have to return home for a year. Temporary-worker visas could be used three times for a maximum stay of six years total.
  • Illegal immigrants now in the U.S. register for a “mandatory departure” program that would give them time to leave voluntarily. They could re-enter through the temporary-worker program, but could not apply for permanent residence while in the U.S.

The bill also calls for replacing the practice currently in place in the U.S. of issuing paper Social Security cards with the issuance of a tamper-proof cards. The Social Security Administration identification card is treated by most states as no form of personal identification at all. A birth certificate is considered a primary form of identification, along with driver’s licenses, passports and other official state or other territory photo-identification cards. The bill proposes that social security cards should be “machine readable” and a primary form of identification.

A terrorism-driven drive to turn driver’s licenses into a national ID card faces hurdles. Peter Costello, treasurer of Australia, said he will not support national ID cards unless there is convincing evidence it fights terrorism.

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19 February

World’s cheapest car launched in India, will go on sale in April

Tuesday, March 24, 2009

The world’s least expensive car, the Tata Nano, has been launched in India. It will go on sale in April, and will start delivery in July. The automobile costs only 100,000 Indian rupees, or just under US$2,000.

“We are at the gates offering a new form of transportation to the people of India, and later I hope other markets as well,” said the chairman of the auto firm, Ratan Tata, calling the vehicle a “milestone.”

“From the drawing board to its commercial launch, the car has overcome several challenges,” Tata said. “I hope it will provide safe, affordable four-wheel transportation to families who till now have not been able to own a car.

“This was never conceived as the cheapest car, but as providing transport to those people who never owned a car,” Tata said. “Driven mainly by the change in demand that we see elsewhere in the world, we suddenly felt we had a product that could be of considerable interest as a low-cost product in western Europe, eastern Europe, the UK and even the U.S.”

The Tata Nano is a four-door vehicle, and is 3 metres long, 1.5 m wide, and 1.5 m tall. It is equipped with a 33 bhp, 624 cc engine at the rear. No radio, airbags, power steering, or air conditioning are available in the basic model, although upgrades are available. The Nano Europa, a slightly larger European version of the car, is expected in 2011.

According to Ravi Kant, the managing director at Tata Motors, the first 100,000 people to receive a Nano would be chosen from the initial orders by a ballot.

An auto analyst for Bombay’s Angel Broking, Vaishali Jajoo, predicted that the Nano will add only three percent to Tata’s revenues even if it can sell a quarter of a million such cars per annum.

“That doesn’t make a significant difference to the top line,” Jajoo said. “And for the bottom line, it will take five to six years to break even.”

Environmentalists say that the car will exacerbate traffic problems already rife in India, and help increase pollution levels. Tata, however, stated that its vehicle is the least polluting car in the country.

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19 February

2008 YODEX Review: Varied competitions, Vast creations

Monday, May 26, 2008

The 27th Young Designers’ Exhibition 2008, recognized by the International Council of Societies of Industrial Design (ICSID) as the largest show of student creations, recently ended Sunday May 18. It was held at the Taipei World Trade Center. Improvements and expansions were seen with 107 academical and industrial units. Different design competitions participated and showcased their products and also received awards.

It’s no doubt that companies related to design and cultural industries want to discover creative talents from academical units in this exhibition. However, most companies still try to showcase different conceptional and applicative products in order to promote Taiwan’s designs into the world market. A typical example is Fora Series, a photo-voltaic product series by the Tsann Kuen Trans-nation Group.

Before entering into their careers, students participated in this show and showcased varied styles that differ from the usual industrial businesspeople. To get more opportunities and in order to interact with the design and cultural industries, students also participated in vast competitions and tried to get the top places. Some students also tried to design conceptional products in conjunction with industrial designs, especially in some design competitions.

In summary, not only did the 2008 YODEX, have companies which can discover talents and showcase achievements of industrial design in the exhibition, but students can make their stages to showcase excellences from their creations in several competitions related to YODEX.

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19 February

Make Money With Commercial Property Rentals

Submitted by: Steve Gillman

Commercial property rentals wit triple-net leases mean little management and high returns. However, this can be a tough market to break into, and you can have negative cash flow on vacant storefronts for a year at a time.

How about a real estate investment in which the renter pays not only the rent, but the taxes and insurance, and maintenance costs as well? That is the idea behind the “triple net lease.” It is common in commercial real estate.

Many companies make too much money on their products to have their capital tied up in a building or real estate. For example, if a retailer can turn over $500,000 worth of inventory six times per year, making 10% profit each time, they make $300,000, or 60% on that capital. It wouldn’t make sense to have that $500,000 invested in a building. This is why they rent. In fact, many large retailers will buy real estate, build their store, and then sell it to an investor who leases it back to them.

The triple net lease means that the investor has a guaranteed return on his investment, more or less. Rising property taxes or insurance rates don’t affect him, because the lessee pays these, as well as maintenance costs. Essentially, the owner of the property just collects the rent for the term of the lease. As you can imagine, these are deals that many investors would love to have.

Commercial Property Rentals – An Example

[youtube]http://www.youtube.com/watch?v=569op-nS5XM[/youtube]

Suppose you find a building that is suitable for a furniture store or other retail store. You can get it for $600,000. You find that the bank will loan you $480,000, or 80% of the value – but only if you have a lease first. You have enough cash to invest (or a partner does), so you can handle the deal if you can find a renter.

The seller will give you an option on the property for $10,000 for four months, and will apply the option fee towards the purchase if you can close the deal. This buys you time to find a renter. Of course, you will lose the $10,000 if you can’t close the deal.

You hire a good real estate agent who has experience with commercial leasing, and get busy. After two months, you find a hot tub company that seems to be doing well and wants a store in your area. After checking out their references, you negotiate a rental rate of $4,500 per month on a ten-year lease. They also pay property taxes, insurance and maintenance expenses.

The bank loan is due in ten years, but amortized over 30 years, with eight percent interest. This means your payment will be about $3,500. Since the renter pays virtually all of the other expenses, this means you get positive cash flow of about $1,000 per month, or $12,000 per year. With a down payment of $120,000, and about $30,000 in other expenses, you have $150,000 invested, making it a cash-on-cash return of about 8%.

Your total return will be substantially higher. This is because you will get a depreciation allowance for the building at tax time, and you gaining equity with each payment on the mortgage loan.

Of course the company you rent to could go bankrupt. This is a real possibility. What happens then? You rent out the building to a new tenant hopefully.

This is where commercial real estate gets tricky. You have no cash flow when the building is empty, but you still have payments on the loan, as well as taxes, insurance and maintenance. In the example given, these could add up to $4,200 per month. You may also have to pay utilities, and advertising costs, and a fee to an agent to help you get the place rented again.

Now for the really bad news. It is not uncommon for commercial real estate to remain empty for a year or more. It takes time to find the right tenant for a building. It isn’t anything like residential real estate, where there are always a few buyers around, and they can live in many types of houses. Each business has its own particular needs.

Imagine that it takes thirteen months to get the place rented out again. The good news? Perhaps you can get $250 more rent this time. The bad news? Thirteen months of expenses, plus the expenses of re-renting it will likely add up to about $60,000. That means you have $210,000 invested now, and the cash flow of $15,000 represents just a bit over 7% cash-on-cash return.

If you don’t have the $60,000 to cover this period of vacancy, you may just lose the property – and your investment. As you can see, you need to have some large cash reserves or access to cash for situations like this. This is one of the reasons that there are relatively few investors who pursue these kinds of deals.

Of course, this means less competition than in some areas of investing. Then, when you do get a good ten-year tenant on a triple net lease, you get to enjoy the cash flow with none of the usual headaches of being a landlord.

You may want to find a mentor and study the market before considering any commercial real estate investments. Find out what kind of returns investors are expecting. Commercial property rentals have to pay you a higher return than residential property, because the risk of long vacancies is greater, as is the possibility of rents going down.

About the Author: Copyright Steve Gillman. This article was an excerpt from 69 Ways To Make Money In Real Estate. Want to know the other 68 ways? Visit

99reports.com/make-money-in-real-estate.html

Source:

isnare.com

Permanent Link:

isnare.com/?aid=130350&ca=Finances

18 February

The Best Option In Dover Local Ford Dealereships

byAlma Abell

Buying a vehicle can be a hassle with some dealerships. Trying to decide what you want, what you want to pay and whether to buy new or used can lead to a lot of wasted time driving from place to place. If you have been searching through Dover Local Ford Dealerships but have not found what you want, then you have not been to Maplecrest Ford yet.

[youtube]http://www.youtube.com/watch?v=2-CpIlLNIyg[/youtube]

When you visit Maplecrest the first thing you will notice is the inventory. They carry a large inventory of both new and used vehicles. Whether you are looking for a car, truck or SUV, there are well-maintained, reasonably priced options to fit every category.Once you have chosen the perfect vehicle you will then discover their amazing service. They have been in the business for 50 years. As an owner-operated company they understand how important taking care of their customers is to their success.

Maplecrest Ford takes customer service seriously. That is why they offer free pick-up and delivery, free loaner cars and free shuttles. They do whatever they can to make the process easier and hassle free for every customer who walks onto one of their lots.

They have an on-site finance department to get the paperwork out of the way quickly and efficiently. They work with many different finance companies so you can get the best rate possible. They even offer special financing options customers with credit issues.

Maplecrest has a complete parts department stocked with factory-certified parts. Any time you are looking for a part you can come to them and be certain to get the right part the first time. Their service department is guaranteed to keep your vehicle running like new. They are also an Authorized GE Fleet Service Center. If you are the type that wants your new ride to look even better than new, there is also an accessories department to help you personalize it just the way you want.

You can apply online for pre-approved credit and then see what your dream car will cost you. If you are in the market for a new or used car, come see the top dealer in Dover Local Ford Dealerships. Visit Maplecrest Ford today.

18 February

Blue Coat and AT&T take parts of FOSI for Internet Security

Wednesday, June 18, 2008

Recently in Sunnyvale, CA, Blue Coat Systems and AT&T are confirmed to join the Family Online Safety Institute (FOSI), an international non-profit organization dedicated to identifying and promoting best practices, tools and methods for online safety.

A safety online experience should be established. Kids often spend most time on Internet surfing, but [their] parents often ignored critical awareness on risks of the Internet. To decrease risks, we encourages parents to notice on children’s Internet activity and educate them about the risks they face online to protect themselves.

Apart from AT&T, Blue Coat recently announced “K9 Web Protection” software and promoted “Community Outreach Program” for parents to strengthen Internet security on kids. In addition, Laurie Coffin, Director of Marketing Communications at Blue Coat, was confirmed to join FOSI’s board of directors to assist in governing FOSI’s strategic direction and initiatives.

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18 February

Several groups seek to purchase Saturn auto brand

Thursday, May 7, 2009

Penske Automotive Group, Inc., an Ohio-based investment group and Telesto Ventures have indicated separately that they are interested in purchasing the Saturn auto brand from General Motors (GM).

According to The Wall Street Journal, Nissan-Renault is interested in purchasing Saturn. Bloomberg, however, indicated that Nissan-Renault may be a partner of Penske’s potential bid. If Penske acquired the brand, they would distribute Saturn vehicles and outsource the assembly.

GM revealed that the Saturn brand along with Saab and Hummer were up for sale when unveiling their restructuring plans to Congress for governmental loans. While the Pontiac brand was originally to be a niche brand, GM had changed their plans recently and decided to eliminate the brand.

Telesto Ventures is an investment group that includes private equity firm Black Oak Partners LLC of Oklahoma City and several Saturn dealerships. Initially, Telesto will purchase Saturn branded cars from GM then act as a general retailer for foreign brands. Telesto is in talks with several foreign manufacturers.

The Ohio group includes many former senior auto company managers plus private financial backers, chemists and engineers who live in Michigan, Ohio, Indiana and Florida. This group plans to initially purchase cars from GM then purchase existing but closed plants due to automaker restructuring. Additionally, one of the partners indicated a willingness to accept some “legacy” cost in relation to the United Auto Workers. The Ohio group is also pursuing possible loans or other support from national and state governments.

GM is reviewing several offers for Saturn. GM has contracted with S.J. Girsky & Co. to advise them on the sale.

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18 February

Wikinews interviews Diego Grez, Chilean earthquake survivor

Thursday, March 4, 2010

File:Diego Grez – 2.jpg

An 8.8 magnitude earthquake hit Chile on Saturday, causing significant damage throughout parts of the country. Diego Grez (a Wikinews correspondent by the pen name MisterWiki) was in Pichilemu at the time of the quake. Four days after the quake, Peter Coti, also a Wikinews contributor, was able to chat with Mr. Grez about what happened Saturday morning.

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18 February